A good backup plan is simple: more than one copy of your files, in more than one place, that you can actually get back. The 3-2-1 rule is the easiest way to get there.
In Southwest Florida, the off-site copy matters. A backup drive sitting next to the computer will not help if both are damaged by the same storm or power surge.
You do not need to manage this yourself. What matters is that the first full backup finishes and the small daily ones keep running.
The best answer is usually both: a local copy for speed and a cloud copy for safety.
Versioning means the backup keeps older copies of each file, not just the latest one. This protects you when a file is accidentally overwritten, corrupted or encrypted by ransomware. Without versions, a backup can faithfully copy the damaged file and overwrite your good copy.
Microsoft keeps its service running, but it does not promise long-term recovery of everything you delete. Deleted items in Outlook, OneDrive and SharePoint are kept only for a limited time. If your business relies on Microsoft 365, a separate Microsoft 365 backup is worth considering.
Laptops travel, get dropped and get stolen. Make sure laptop files are backed up automatically to the cloud (for example with OneDrive folder backup) so nothing depends on someone remembering to plug in a drive.
Syncing is not the same as backup. If a file is deleted or encrypted on a synced computer, the change can sync everywhere. Make sure at least one copy has versioning or is kept separate.
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